Solutions - Mortgages
Your mortgage may be good, but is it right?
Who understands mortgages, really? We do as experts. We've all done them. We use them strategically. We use mortgage lending wisely for the overall plan. What you have could be good, but it might not be right.
We can use mortgage lending in combination with tax-planning and investments. Any tax or lending savings can fuel investment strategies.
How to Choose a Lender or
Mortgage Broker
How will you help me determine my long and short term financial goals and assist me in determining the "right" loan program and financing structure I should use?
Our expertsy will analyze your current financial picture, ask the right questions on what you are trying to accomplish now and in the future and then help set up a plan accordingly. We will advise what loan programs and structure would work best based on your long and short term goals. This is done at the preapproval appointment and reviewed once in contract or when we lock.
How will you help me understand the tax benefits of home financing for the future purchase of a home?
We determines your approximate tax write offs, net tax benefit and net effective payment to compare to your current mortgage payment or rent and will show you how to realize the benefit on a monthly basis.
What is your process in assisting me so I can get my offers accepted?
Our experts do several things that include providing a preapproval in ms-word so at a moments notice you can modify the price of the preapproval to match any offer if purchasing below the pre-approved amount. They even calls the listing agent on each offer to convey the buyers compensating factors and to differentiate your offer from everyone else’s. Lastly, they help coordinate short closings and "as is" offers with no contingencies.
What methodologies will you use to lock at the "right time" and what happens if rates drop?
We uses many online subscriber based programs on when to lock or not lock, to ensure we lock at the right time and if rates drop, we have strong relationships to renegotiate the rate with the lender at the lower rate or just go with another bank.
How fast can you process and close my loan?
We ensures that your requests are done in a timely manner in the quickest and most efficient manner.
What are your services?
Through our affiliated experts we can provide many home financing services that include the following:
- Purchase, Refinance and Construction Loans for Residential and Commercial Property.
- Equity Lines of Credit and Stated Income & No Doc Loans
- Domestic and International Relocation Financing
- Residential and Commercial Seminars (Contact me for a List and Availability)
- Access to over 100 Lenders, many with Preferred Relationships resulting in lower rates and fees.
Click here to Contact us for more information
or
Click here to sign up for one of our seminars
